Finance

Financing Your Toyota with Toyota of New Bern

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The Toyota of New Bern finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including New Bern, Morehead City, and Kinston to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Jacksonville to Greenville. Whether you are right down the road or an hour away from New Bern you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Toyota of New Bern loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Toyota of New Bern finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-qualified for your next vehicle.

Get Pre-Qualified

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local North Carolina banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Financing with Toyota of New Bern

Here at the Toyota of New Bern finance department, our primary goal is to ensure that your experience at our North Carolina dealership will exceed all of your expectations. You’ll find friendly and experienced financing experts that help our customers from New Bern, Jacksonville, Beaufort and from across the state of North Carolina get approved for a finance program that is best suited to meet their own unique financing needs, and at the most competitive rates available. The Toyota of New Bern financing team is dedicated to disproving the myth that getting financed for a new or pre-owned vehicle has to be a stressful and unpleasant experience, and they’ll do their best to make sure all of our North Carolina customers can relax as they take part in the most hassle-free car purchasing experience imaginable.

The experienced professionals that make up the Toyota of New Bern finance department works closely with all of our North Carolina customers on an individual basis in order to provide a level of personable service that is unheard of in that dealership industry. We’ve gotten customers from Jacksonville, Beaufort, New Bern and all of the surrounding areas approved for the new or used vehicle they were wanting, and we’re ready to assist you when it’s time to purchase your next car, truck, SUV or van. Whether they’re right down the road or hours away from our North Carolina dealership, our customers can use the convenient pre-approval form on our website to see if they qualify for any of our finance programs. And the best part is, they can apply from the comfort and convenience of their home or office. It’s time to experience firsthand what an exceptional dealership experience looks like, and that’s exactly what you’ll find when you purchase your next new or pre-owned vehicle from Toyota of New Bern.

Credit Assistance for our North Carolina Customers

Not everyone in North Carolina has a perfect credit score, which is why Toyota of New Bern offers credit assistance programs that were designed to help even our most credit-challenged customers in Jacksonville, Beaufort and all of the surrounding communities get approved for the vehicle they’re wanting to purchase. Maybe you’ve got bad credit or no credit at all. Or maybe you’ve had had a home go into foreclosure of had to file for bankruptcy. If your credit history is less than perfect, then the credit assistance programs available through the Toyota of New Bern finance department might be exactly what you need to get approved for your next car, truck, SUV or van. Our expert team of financing professionals don’t believe that any of our customers should be disqualified from obtaining a quality vehicle because of past events that have affected your credit score, so we make sure that all of our North Carolina customers are able to take advantage of our credit assistance programs. We understand that not everyone that needs a vehicle has what would be considered an ideal financial situation, so we do everything in our power to help our customers get approved for the vehicle they want, regardless of what their credit history happens to looks like.

Working Hard to get you Financed

Finding all of our North Carolina customers a low-rate car loan that’s best suited for their current financial situation is what the Toyota of New Bern finance department excels at, and they’ll exhaust every available resource to help get our customers in Beaufort, Jacksonville, New Bern and all of the surrounding areas approved for the car, truck, SUV or van that they’re looking to purchase. Our financing professionals have connections and contacts located throughout the state of North Carolina, and they’ll use every tool at their disposal the make sure our customers get the best rate available. The Toyota of New Bern finance department works hard to streamline and simplify the car purchasing process, speeding it up and making it easier for our customers to understand. Our customers are well aware of our reputation for providing exceptional customers service, and they know that we’ll do whatever we can to ensure that they leave our dealership happy in the new or pre-owned vehicle they’ve been wanting.